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Banking Pai Gow Poker

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Unlike most casino games, the player may bet against the dealer, and other players in pai gow poker. This is known as 'banking.' The turn to act as banker is supposed to rotate around the table, but at some casinos it zig-zags between the dealer and each player in turn.

While each and every player has the opportunity to cover all bets per his or her turn, the Proposition Banker is to provide for any portion of the action not met by the seated player.

Besides this responsibility, the Proposition Banker is to participate according to the CardRoom.com Terms and Conditions.

  • The Proposition Banker is to pay rake according to the governing schedule for Pai Gow Poker.
  • Since the Proposition Banker is not to wager in the capacity as a player, the bank shall not rotate clockwise around the table until more than two (2) players have joined a game.
  • The Proposition Banker shall occupy seat one (1) at any Premium Chips™ Pai Gow Poker game and will be clearly identified to all players.
  • When the seated player is to bank the game and not cover all bets their hand shall be automatically set House Way. Players that bank the entire game can set their own hand or choose House Way.
  1. The rules of Fortune Pai Gow Poker will be familiar to those of you who like to play Pai Gow Poker online or at land-based casinos. Like the original game, Fortune Pai Gow Poker uses a 52-card deck and a joker. It's a battle between you and the house to create two winning poker hands out of seven cards.
  2. Player Banking If the player elects to bank they must first determine their bet against the entire table, as their hand will be compared in due against each player. Click here for Rules of Banking.

Pai Gow Poker Banking Rules

Independent Proposition Banking

CardRoom.com is excited to announce that it has retained an independent third party organization to provide proposition services to enable Premium Chips™ Pai Gow Poker games to be fully banked ('Proposition Banker'). This company is a distinct, non-affiliated organization with expertise in providing banking services for Asian games in brick and mortar ('B&M') card rooms in North America.

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In our continuing mission to present a premier online poker site replete with the best aspects of real world card rooms, CardRoom.com is proud to accord this added feature to its members. A standard offering in brick and mortar card rooms, the Proposition Banker affords players the assurance that their action will be covered and a game shall be readily available.

If you have any comments please do not hesitate to contact us at support@CardRoom.com.

This page is an introduction to how to play Pai Gow Poker, and it's also a beginner's tutorial for Pai Gow Poker strategy. I'll write additional articles about Pai Gow Poker in the future which will go into more detail about the game and its strategies.

Gow

Pai Gow Poker is a poker-based game based on an ancient Chinese domino game called pai gow. The two games have some superficial similarities, but make no mistake, they ARE different games.
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Banking In Pai Gow Poker

How to Play Pai Gow Poker

Banking Pai Gow Poker

Pai Gow Poker is a poker-based game based on an ancient Chinese domino game called pai gow. The two games have some superficial similarities, but make no mistake, they ARE different games.
Gambling casino on long island.

Casino
Rating
Play Now
  • 100% up to £1000
  • 100% up to $300

Banking In Pai Gow Poker

How to Play Pai Gow Poker

Pai Gow Poker is not a true poker game. Like most casino games, in pai gow poker, you're playing against the dealer, not against the other players. In a true poker game, you're not playing against the dealer at all, you're playing against the other players.

Pai Gow Poker is always played with a 53 card deck–a standard deck of cards with the inclusion of a joker as a wild card. The goal is to beat the dealer by putting together a better hand.

In a game of Pai Gow Poker, everyone is dealt seven cards. Each player then makes two poker hands out these seven cards–a five card hand and a two card hand.

The poker hand rankings that are used in Pai Gow Poker are the standard poker hand rankings explained on this site's poker strategy page, with one exception–a straight of ace to five is considered the 2nd highest straight possible. (That straight is called a 'wheel.')

The dealer also arranges her hand into a five card hand and a two card hand, but she doesn't use her judgment when arranging her hands. She uses a set of prescribed rules called 'the house way.' (See the similarities to blackjack?)

The player's goal is to win BOTH hands, in which case she wins even money less a 5% commission.

If the player wins one hand but loses the other, the hand is considered a push, and her bet is returned.

One rule that all Pai Gow Poker players must follow is that when they arrange their hands, they're forbidden from arranging their two card hand in a way that would make it a better hand than their five card hand. A player who arranges her hands in this way automatically loses; this is considered a 'foul.' It's not cheating, even though it breaks a rule–it's just a dumb way to lose your money playing Pai Gow Poker.

Another quirk of Pai Gow Poker is that the player has the option of being the banker. If the player opts to be the banker, she needs enough of a bankroll to cover the bets at the table, and she also has to arrange her hands according to the 'house way.' But a player can't opt to bank every hand; the option rotates around the table. Most players don't choose to be the banker at all anymore.

Pai Gow Poker House Edge

According to the Wizard of Odds, the house edge for a player who knows how to arrange her cards correctly in a game of Pai Gow Poker is 2.73%. The house edge for the banker is only 0.20%, so it's a good idea to be the banker when you have the option. If you play the game long enough, and you choose to be the banker every time you get the chance, the overall house edge for the game is only 1.46%, making Pai Gow Poker a pretty good casino game, percentage-wise.

How to Arrange Your Hands in Pai Gow Poker

If you want to get the detailed specifics for the correct Pai Gow Poker strategy, find a copy of Stanford Wong's book Optimal Strategy for Pai Gow Poker. He goes into a lot of detail about the math of each situation and how to make the right decisions.

Another option is to visit Michael Shackleford's site and just copy the 'house way' even when you're the player. You can find that link, labeled 'Wizard of Odds', in the paragraph before last.

Banking In Pai Gow Poker

But my preferred approach to Pai Gow Poker strategy is to apply a little bit of thought to each hand. This isn't the mathematically correct approach every time, but I figure that even if I use perfect strategy, I'm still playing a negative expectation game, so why not?

According to Andrew Brisman, author of American Mensa Guide to Casino Gambling: Winning Ways, the best you can hope to achieve by playing perfectly at Pai Gow Poker is to shave 0.3% off the house edge. I'm not willing to study hard to gain 0.3% on a game that's still a negative expectation game, so I'll just relate the simple strategy for how to arrange your hands in Pai Gow Poker that Brisman shares in his book, and it boils down to a single sentence.

Arrange your hand so that you have the highest possible two card hand possible while still not having a two card hand that's better than your five card hand.

This makes a lot of sense if you think about it. It doesn't do you any good to have a full house for your five card hand if your two card hand is going to lose, because you won't win any money. You're better off with a three of a kind in your five card hand and a pair in your two card hand, because then you've at least got a chance of winning some money.

You shouldn't arrange your cards in such a way as to almost guarantee a push, in other words.

Like most casino games, there are more nuances and details I could share about Pai Gow Poker, but this is meant to be an introduction to the game and its strategies, so I'll leave the other details for future articles on the subject.





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